I bought insurance through this company for my Parents. We had to visit urgent care once.
Neither urgent care nor drug store accepted the insurance card we had. When we called them they told us to pay from our pocket and then submit a claim to insurance company (Atlas/Tokio Marine HCC). After more than 3 months insurance company sent a letter that they are not going to pay anything due to pre-existing limitation. When I called Insubuy customer service they tried to pretend as if they have nothing to do with all that.
I bought insurance only after looking at good reviews for INSUBUY.
It appears that they talk nicely and send a link to you write a review when you shop for a new insurance or renew. When it comes to claims payment they are not ready bear any responsibility.
STAY AWAY FROM INSUBUY and INSURANCE PAYERS on their website.
Review about: Insubuy Medical Claim.
Reason of review: Bad quality.
Monetary Loss: $150.
I didn't like: Customer service and claims processing, To me looks like a scam, Difficult to make claims.